Medicaid is a state and federal funded program that provides financial assistance to individuals. Even though this program receives some funding by the federal government, its eligibility requirements and benefit programs are established by each state. Medicaid is an ever changing program and in November 2007 Medicaid rules and eligibility have changed in the state of Florida. |
One change that will affect many is the new look back period. “The look back period,” is a phrase you will hear when you are applying for Medicaid. This was just changed in November 2007 from 3 years to 5 years.
Medicaid will look back at your assets and financial transactions in the past 5 years. This is why it is never too soon to start the planning process for Medicaid.
Medicaid has several benefit programs and each has specific eligibility requirements. Some benefit programs commonly used by seniors are: Medicaid Institutionalized Care Program (referred to as ICP or Nursing Home Medicaid), Medicaid Diversion Program, Medicaid Waiver Program and Medicaid OSS. Individuals must meet specific criteria and eligibility requirements in addition to Medicaid qualifications.
Find detailed information about Home and Community Based waivers ( also known as HCBS Waivers) programs under Florida Medicaid on the Florida government website.
Please check the eligibility criteria for each waiver on this site and/or at the local Medicaid office. Not all counties adopt these waivers.
How to apply for Medicaid:
Applying for Medicaid just got easier as they have a new program called Access Florida (Automated Community Connection to Economic Self-Sufficiency) on their website that allows you to apply for the Medicaid program online. Clear instructions on the website guide you through the process and shows if you qualify.Learn more about how to apply for Medicaid for the aged or disabled on the Florida government website.
Application forms are available for download online, or you may apply in person. You will find directions to a local office on the Medicaid website. Even though these services are online it is always good to consult with an eldercare attorney or an eldercare planning company.
Learn about financial assistance programs offered by Medicaid in Florida.
Financial Assistance for Assisted Living: The Assisted Living for the Elderly Waiver ProgramFinancial Assistance for Nursing Home and Health Care: The Institutionalized Care Program
Financial Assistance for Hospice Care: Florida Medicaid Hospice Program
